Is insurance required when operating a drone?


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Depends on what you mean "most?"

If your operating commercially the answer is YES.  If your a hobbyist in the US and a member of the AMA then you supposedly have insurance through that CBO, so the answer for hobbyists in the US is maybe, supposedly, quite possibly yes... 


If your asking do most hobbyists go out and purchase additional liability insurance then the answer is no.

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